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Financial Literacy

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Debt Collectors Target, Harass Older Consumers

What should be the proverbial golden years are often tarnished by a struggle to keep pace with rising costs of living. These financial challenges are often worsened by aggressive debt collectors who hound older Americans about debts they may not ...

Real Property Considerations In Estate Planning

As I sit with families to design their legacy plans through estate planning, a question often presents itself with regard to the ownership of property and how it should be transferred.

Civil Rights Leaders Call for End to Discriminatory Car Dealer Financing

A diverse group of civil rights leaders representing Blacks, Latinos and Asian-Pacific Islanders have joined forces to call for major changes in auto dealer compensation.

Growing Push to Stop Payday Loan Debt Trap

In recent weeks a consistent drum beat against predatory lending's small-dollar loans has reached regulators and legislators alike.

Blacks Still Getting Fewer Home Mortgages

When it comes to assessing the nation's housing industry, one key measure that all housing industry stakeholders take note of is the annual Home Mortgage Disclosure Act report, which is commonly referred to as HMDA.

Credit Awareness

African-Americans' use of credit is no different than Whites. What distinguishes African-Americans from others is the fact that what they borrow supersedes significantly what they save.

Mortgage Loan Approval Is Determined By More than a Credit Score

A recent survey by Wells Fargo Home Mortgage revealed that many Americans are fiscally responsible and believe they understand what it takes to get a mortgage loan. However, answers to survey questions show that Americans can benefit from homebuying education.

Getting Your Credit in Shape

Your credit is much like your physical health: the weaker it is, the harder it may be to get fit.

How to Build Good Credit

So what builds good credit?

Momentum Builds to End Payday Loan Debt Trap

For more than a decade, the Center for Responsible Lending has shared research on the predatory nature of payday loans.

More-of-the Same Kind of Year

Answer these questions honestly to determine places where you may need to shore up your financial condition.

What Women Need to Know About Money Management and Investments

As more women pursue higher education, become entrepreneurs, and outlive their mates, they will have access to increasing amounts of money to spend, leverage, and invest.

Total Financial Planning

This Special Financial Issue of The Informer is committed to providing information for the primarily African-American readership to get its financial house in order.

Consumer Financial Protection Bureau Scrutinized

Some have argued that the bureau, which supervises banks, credit unions and other fiscal companies while tasked with enforcing consumer financial laws, hasn't done its job in protecting American citizens.

Student Financial Aid Understanding the FAFSA

Who is eligible for federal financial aid? Nearly every student is eligible for some form of financial aid, including low-interest Federal Stafford and/or parent PLUS loans, regardless of income or circumstances.

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