Each year, 43 million Americans have unpaid medical debt that adversely affects their credit, says the Consumer Financial Protection Bureau.
If your holiday list calls for more money than available funds, don't make the mistake of falling into the trap that may take most of next year to escape.
Many are familiar with the Maslow's hierarchy of needs that explains how individuals begin at the bottom of the pyramid to meet basic needs and elevate up to the state of self-actualization. It demonstrates we all start out with meeting ...
Over 80 clergy from 22 states representing multiple denominations converged on Capitol Hill from Nov. 17-19 in a unified advocacy effort.
What should be the proverbial golden years are often tarnished by a struggle to keep pace with rising costs of living. These financial challenges are often worsened by aggressive debt collectors who hound older Americans about debts they may not ...
As I sit with families to design their legacy plans through estate planning, a question often presents itself with regard to the ownership of property and how it should be transferred.
A diverse group of civil rights leaders representing Blacks, Latinos and Asian-Pacific Islanders have joined forces to call for major changes in auto dealer compensation.
In recent weeks a consistent drum beat against predatory lending's small-dollar loans has reached regulators and legislators alike.
When it comes to assessing the nation's housing industry, one key measure that all housing industry stakeholders take note of is the annual Home Mortgage Disclosure Act report, which is commonly referred to as HMDA.
African-Americans' use of credit is no different than Whites. What distinguishes African-Americans from others is the fact that what they borrow supersedes significantly what they save.
A recent survey by Wells Fargo Home Mortgage revealed that many Americans are fiscally responsible and believe they understand what it takes to get a mortgage loan. However, answers to survey questions show that Americans can benefit from homebuying education.
Your credit is much like your physical health: the weaker it is, the harder it may be to get fit.
So what builds good credit?
For more than a decade, the Center for Responsible Lending has shared research on the predatory nature of payday loans.
Answer these questions honestly to determine places where you may need to shore up your financial condition.