Financial Literacy


Fair Housing and Credit Violations Bring $242M to Blacks, Latinos

Despite longstanding federal laws banning discrimination in housing and credit, three recent actions reveal how the road to fair housing remains an arduous journey — especially for Black and Latino communities.

Time for Graduation — And Your First Estate Plan

Taking the steps to support your family and young person is a responsible step that we all should, as adults, take.

'Credit Invisible' Consumers Mostly Black and Latino

When it comes to consumer finance, traditional lenders usually review credit scores before reaching a decision. In general, the higher a consumer's credit score is, the lower the cost of credit they will pay.

Financial Predators Target Active-Duty Military Members

The men and women who wear our nation's uniform are expected to defend our nation at home and abroad. Yet when it comes to financial services, service members are not always been protected in return.

Medicaid Estate Planning

There are many people who walk around with a great deal of confusion regarding Medicaid.

Wealth Inequality: An American Problem

As the wealthy few continue to prosper, the rest of the nation is caught in a financial tug-of-war between stagnant wages and a rising cost of living.

Mistreated Mortgage Borrowers to Receive $48M in Enforcement Action

As the nation continues its economic recovery, consumers harmed by a major mortgage servicer won an important victory.

Corinthian Colleges Fined $30M

Financially-troubled Corinthian Colleges, once one of the nation's largest for-profit colleges, has a new financial hurdle: a $30 million fine.

The Racial Wealth Gap

There is a statistical analysis that reports that the wealth inequality by race has grown since 2007.

Will the Senate Advise and Consent on the Loretta Lynch Nomination?

Loretta Lynch and the nation are waiting — still.

Are Banks' Account Overdraft Fees Taxing Your Student?

It's an encouraging sign that an increasing number of students are completing high school and then enrolling in college. But it's a bad thing when student bank accounts come with abusive overdraft fees and place their financial aid at risk.

Special-Needs Trust Planning

When we have a family member with special needs, we have an additional responsibility in planning for the future needs.

Obama, Federal Lawmakers Join Fight Against Payday Loans

When an increasing number of Americans are striving to keep their financial houses in order, eliminating predatory lending is making news.

Prepaid Cards Lack Financial Protection for 93M Consumers

When it comes to financial services, many consumers are surprised by the range of fees attached to their transactions. From mortgages to checking accounts, credit cards and more, regulations for these products establish the ‘rules of the road ’for consumers ...

Credit Arbitration Favors Corporations Over Consumers

Although arbitration is often associated with labor unions, millions of consumers are also affected by it and don’t even know it. Often consumers find the extremely small print of credit agreements difficult to read. Others become bewildered by the legal ...