Financial Literacy


Leaving a Legacy to Charity

Many people decide to leave a legacy by contributing to their community through charitable giving.

U.S. Must Equalize Access to Homeownership, Wealth Opportunities

Although many American families have modest financial means, there is nothing small about their hopes. Owning a home has long been an important part of the American dream.

Consumers Want Action on Illegal Debt Collection

If you are one of the 77 million Americans who are hounded each year by debt collectors, the Consumer Financial Protection Bureau is taking on this $13 billion industry.

Financial Justice a Key Focus at 2016 NAACP Convention

In 2016, an issue echoed throughout the annual NAACP convention: financial justice.

Voters Want More — Not Less — Financial Regulation

On July 21, the first federal agency dedicated to serving the financial needs of consumers will be 5 years old.

Give Consumers Their Day in Court: Hold Financial Services Accountable

Whenever consumers open a new credit account, borrow a loan or begin contract financial services, it's a sure bet that there will be a lot of terms and requirements that appear in print so small one would need a magnifying ...

Lessons from Prince's Estate for the Black Community

As a member of the African-American community and in recognition of the iconic status he held for us, I am seizing this moment to use Prince's passing as a "Teachable Moment!"

Growing Poverty, Expanding Wealth Gaps Hinder Housing: Harvard Report

A more robust economy is further delayed and the so-called "housing recovery" still leaves behind those who were most harmed by the foreclosure crisis.

Rising Car Costs No Reason to Take Predatory Car Loan

It's that time of year again when days are longer, temperatures are higher and auto dealers advertise some of the most tempting deals. And while there's nothing new about new car fever or the annual ad blitz, there's a good ...

Black, Latino Leaders Support Stronger Regs for Payday, Car-Title Loans

Often consumers have opinions but wonder if anyone is listening. The proposed payday lending rule is a time when the Consumer Financial Protection Bureau not only is listening, but is relying on consumers and organizations to weigh in.

The Power of Attorney and Why We All Need One

Each person after the age of 18, the legal age of adulthood, should have a Power of Attorney document in place.

Google Bans Payday-, Predatory-Loan Ads

Google, the internet's leading search engine, announced that effective July 1 it will ban ads for payday loans and other loan products that require full repayment within 60 days.

Prince Left a Legacy But No Will

We have heard that Prince did not prepare a will. We will never know why not.

CFPB, DOJ Seek Fair Lending for Consumers, Small Businesses

As a nation prepares to elect a president, a new Congress and scores of state and local officials, recent enforcement actions suggest that instead of many businesses and corporations complying with fair lending laws for consumers, huge settlements continue for ...

A 5-Year Plan to Rebuild Black Wealth and Expand Homeownership

While economists contend that the economic recession is over, the reality for much of Black America is starkly different.