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Student Financial Aid Understanding the FAFSA

Who is eligible for federal financial aid? Nearly every student is eligible for some form of financial aid, including low-interest Federal Stafford and/or parent PLUS loans, regardless of income or circumstances.

What is Investing?

One method often used to achieve financial security is to have your money work for you. I am talking about investing.

Congresswoman Seeks Changes in Credit Reporting

Congresswoman Maxine Waters, a ranking member of the House Financial Services Committee, has proposed an overhaul of the Fair Credit Reporting Act.

Corinthian Colleges Told to Pay Up

A college education is supposed to open the doors to lifelong careers and entry into America's middle class. Yet students who enrolled at one of the more than 100 Corinthian College campuses across the country had college experiences characterized by ...

October is National Special Needs Law Month

Those who are the most vulnerable need support and careful consideration and strategic planning for long-term care.

Black Auto Buyers Get a Raw Deal

After most automobile purchases, many consumers wonder whether the deal they signed was a fair one. Black consumers too often get a raw deal rather than a fair one because black borrowers and other consumers of color pay more for ...

Wealth and Income Inequalities Bad for America

Amid stagnant wages, nagging underemployment and unemployment, many families continue to struggle with their finances.

Why African-Americans Are in Desperate Need of Mortgage Help

Buying a house or a piece of property to call your own is the American Dream. But, if you're African-American, that dream is becoming further out of reach.

Back-to-School Time

In making sure that our children are safe, we should anticipate what would be needed if something were to happen to us. Immediately, if there was a tragedy, would the legal supports be in place?

Do's and Don'ts of Charge-Off Debts

With 19 of the nation's banks annually selling $37 billion in charged-off debts, the absence of clear guidelines for banks and debt collectors has led to many consumers facing lawsuits, harassing telephone calls and threats over debts that they may ...

Pencils, Pens … and Property Insurance?

When preparing for college, property insurance is probably the last thing on a student’s mind. However, some students at Duke University learned about the importance of property insurance the hard way.

Ending the Payday Lending Debt Trap

In just a few days, the debt trap at the core of small-dollar loans that come with triple-digit interest rates and debt traps has generated an unprecedented groundswell of national and local attention.

National my Social Security Week!

Whether retirement seems like it is just around the corner or years away, it is good to know that Social Security is working for you now — even if you are not receiving benefits yet.

Overdraft Fees Drain Dollars Available to Consumers

as the use of debit cards have replaced most cash purchases, the "service" of overdraft protection has become a drain of available cash for consumers and a major source of revenue for banks.

The Lessons of My Father's Estate Plan

In my last article I shared about the lessons learned from the passing of my mother last month. My father read it and asked if I was going to write about what I learned in working with him. I thought ...