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Financial Freedom Still Eludes Black America

Celebrations of our milestone moments convey our unique American history. By embracing our history, we teach our youth and remind older ones of significant strides achieved when we had none of the freedoms promised by our nation. Most of these ...

Will the Supreme Court Turn Back the Clock on Fair Housing?

Fair housing advocates have raised their voices and organized protests to mount pressure that conveys just how important fair housing is to the nation's citizens and its economy.

A Presidential Plan to Give More Americans Their Own American Dream

About 800,000 homeowners whose mortgages were backed by the Federal Housing Administration could save $900 annually on mortgage costs, due to a small reduction in mortgage insurance premiums.

Payday Lending: A 21st Century Civil Rights Issue

In a very real way, payday loans are a leading civil rights issue in the 21st century. Many civil rights organizations are fighting for changes to end the debt trap created by these abusive products in our communities.

Protect Yourself from Mortgage and Foreclosure Rescue Scams

Homeowners who are finding it difficult to make their mortgage or are facing foreclosure are frequently targets of mortgage and foreclosure rescue scams.

Resolve to Determine Your Legacy

I encourage each person reading this article to make the commitment to get your house in order financially.

Make Economic Justice 2015's New Year's Resolution

In recent months the groundswell of activism regarding Black America’s lack of criminal justice has become nearly daily headline news. Demonstrations spanning the nation and many parts of the globe have called for justice for those lives taken by questionable ...

CFPB Tackles Medical Debt Affecting 43 Million Consumers

Each year, 43 million Americans have unpaid medical debt that adversely affects their credit, says the Consumer Financial Protection Bureau.

Keep Your Holidays Safe from Predatory Loans

If your holiday list calls for more money than available funds, don't make the mistake of falling into the trap that may take most of next year to escape.

Hierarchy of Estate Planning Legacy Building

Many are familiar with the Maslow's hierarchy of needs that explains how individuals begin at the bottom of the pyramid to meet basic needs and elevate up to the state of self-actualization. It demonstrates we all start out with meeting ...

Clergy Converge on Capitol Hill, Urge Limits on Payday Lending

Over 80 clergy from 22 states representing multiple denominations converged on Capitol Hill from Nov. 17-19 in a unified advocacy effort.

Debt Collectors Target, Harass Older Consumers

What should be the proverbial golden years are often tarnished by a struggle to keep pace with rising costs of living. These financial challenges are often worsened by aggressive debt collectors who hound older Americans about debts they may not ...

Real Property Considerations In Estate Planning

As I sit with families to design their legacy plans through estate planning, a question often presents itself with regard to the ownership of property and how it should be transferred.

Civil Rights Leaders Call for End to Discriminatory Car Dealer Financing

A diverse group of civil rights leaders representing Blacks, Latinos and Asian-Pacific Islanders have joined forces to call for major changes in auto dealer compensation.

Growing Push to Stop Payday Loan Debt Trap

In recent weeks a consistent drum beat against predatory lending's small-dollar loans has reached regulators and legislators alike.